Insurance for General Contractor Businesses

Instant cover for general contractor businesses. Public & Products Liability insurance that protects you and your clients.

GET INSTANT QUOTE

upcover offers

Instant Insurance Cover

Acclaimed Claims Service

Market Leading Insurance

Cancel Anytime Insurance

100% Online Process

Instant Proof of Insurance

upcover protects you in just a few clicks as you tidy up your clients premises!

As a general contractor business, you help your clients with anything they need. Whether working as a handyman, plumber, electrician or anything else - you are often required to have insurance, and sometimes even mandatorily purchase it by your client or the agency. The unpredictable nature of accidents makes it hard to prevent and the costs of being sued can be extraordinarily high.

With upcover's insurance providing cover for general contractors, you can now safely do your work, without the fear of hurting someone or damaging their property, all at affordable prices!

Get the best of both worlds!

With upcover's insurance for general contractors, you can now buy public & products liability at an affordable combined price - with added benefits too.
‍
Select from public & products liability insurance limits of up to $20m.
‍

Get INSTANT QUOTE
WHO WE COVER

It's quick, it's easy, it's upcover

With upcover, protecting yourself and your work is as easy as checking when your next job is!

upcover offers insurance cover for the following general contractor businesses. Public & Products liability insurance are available from $XXX per year*
Handymen
See More
Electricians
See More
Plumbers
See More
Tilers
See More
Removalists
See More
Other 50+ Construction Professions
See More
*This is based on an NSW business - a non-public company with average annual revenue of $100,000 and looking for an insurance cover of $10m in Public & Products Liability insurance policy. Please note insurance prices may vary for different occupations, for example window cleaner insurance prices may start from $XXX.XX

Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

GET INSTANT QUOTE
PROTECTS you for

How does this insurance protect general contractor business owners?

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and product related liabilities.

upcover offers insurance that blends public liability and products liability insurance, offering you tailored insurance solutions for general contractors at affordable prices

Public & Products Liability insurance for construction professionals (Limits up to $20m)

Public liability insurance protects your general contractor business against liability if someone gets injured on your premises or while you are providing your services.
Products liability insurance is for claims made against your general contractor business for products supplied or sold by you to a third party. This might be a claim arising from a faulty product or a product that injured someone.

Public liability insurance covers cases including:

Third Party Injuries

You bring your apprentice to your clients property and they trip on the uneven floor, fracturing their elbow.

Property Damage

While removing your clients old lounge you accidentally scratch their brand new car.

Faulty Products

You supply your client with a trolley that breaks when they try and move their cabinet.

Get your certificate of insurance in a matter of minutes!

Whether you need general contractors insurance to win clients for your business or to get that next contract, having a certificate of insurance at your fingertips certainly helps!

With upcover, you can get your certificate of insurance instantly. Even better, you can share it with one click!

Get INSTANT QUOTE
COMING SOON

Other insurance requirements of a general contractor business?

Equipment insurance

Your general contractor business depends as much on having the right equipment as it does on your skills and prowess. Getting your equipment ready is an expensive and time-consuming process. Having done that, you want to ensure it's protected and that your investment remains safe. This is where equipment insurance comes into play.

This insurance protects your equipment - owned, rented or borrowed.

Cyber Liability Insurance

If you have personal or sensitive information of your clients, you might also want to look at cyber liability insurance. Cyber liability insurance provides coverage from losses due to a cyber-attack event and legal protection from claims arising out of a cyber breach.

Business package insurance

Business package insurance is aimed at business owners and is a comprehensive solution that protects owners against some of the main risks in running a business.

Personal Accident and Illness Insurance

Personal accident and illness insurance comes in handy for times you cannot work owing to an injury or illness.  

Personal accident and illness insurance helps with loss of income for periods you can't work.
FAQs

You Ask, We Answer

What general contractor occupations are covered under Public & Products Liability?

The following occupations are covered under insurance for general contractor businesses:

1.  Acupuncturist - Chinese medicine practitioner
‍

What other kinds of contractor related activities are covered for my profession?

The following activities are included for the occupations listed above (listed alphabetically)
‍
1. Acupuncture Service
‍
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
‍
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2024 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078