Need a hand? Get support from a real human
call đź“ž 1300 872 683
or click to arrange a call-back

Insurance for Fitness Professionals

Instant insurance for fitness professionals. Combines professional indemnity, public liability and products liability insurance

GET INSTANT QUOTE

upcover offers

Instant Insurance Cover

Acclaimed Claims Service

Market Leading Insurance

Cancel Anytime Insurance

100% Online Process

Instant Proof of Insurance

With upcover, protecting your fitness business is as easy as a push-up

A slipped disc here or a ligament tear there is all it takes for your reputation as a fitness professional to take a hit.
‍
With upcover's fitness instructor insurance, you can now conduct your fitness classes or provide diet and fitness-related advice, all at affordable prices!

Whether you're a Pilates instructor in Australia, a yoga teacher, or a personal trainer, having coverage ensures you can focus on what you do best, helping your clients achieve their fitness goals.

Get the best of both worlds!

With upcover's fitness professionals insurance in Australia, you can now buy both professional indemnity and public and products liability at an affordable combined price - with added benefits too.
‍
Select from public liability insurance for personal trainers and, product liability insurance limits of up to $20m, and professional indemnity limits of up to $10m.
‍

Get INSTANT QUOTE
WHO WE COVER

It's quick, it's easy, it's upcover

Public and products liability and professional indemnity insurance are available from $280 per year*
Personal Trainers
See More
Yoga Instructors
See More
Sports Trainers
See More
Pilates Instructors
See More
Dieticians
See More
Other 20+ fitness Professions
See More
*This is based on an NSW business - a non-public company with average annual revenue of $100,000 and looking for an insurance cover of $10m in public liability and products liability and $1m in professional indemnity insurance with the Healthcare Professionals Civil Liability insurance policy. Please note insurance prices may vary for different occupations.

Sweat up a storm for the right reasons!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

GET INSTANT QUOTE
PROTECTS you for

How does this insurance protect fitness professionals?

offers insurance that blends professional indemnity and public liability insurance for personal trainers, offering tailored insurance solutions for gym and fitness professionals at affordable prices. Whether you’re a personal trainer, a Pilates instructor in Australia, or run your own fitness business, we’ve got you covered.

Professional Indemnity Insurance for fitness professionals (Limits up to $10m)

Professional indemnity protects you from claims made against your fitness business in the course of you providing your professional services.

Injuries

A personal trainer lesson leads to an ankle injury as a client gets their foot stuck in the leg extension machine.

Bad advice

An exercise plan built by a sports trainer leads to severe muscle lower back damage for a rugby player.

Negligence

You're a yoga teacher and a client injures their back because you did not ask them if they had any previous injuries before commencing the weekend Vinyasa class.

Public & Products Liability insurance for fitness professionals (Limits up to $20m)

Public liability insurance protects your fitness business against liability if someone gets injured on your premises or while you are providing your services.
Products liability insurance is for claims made against your fitness business for products supplied or sold by you to a third party. This might be a claim arising from a faulty fitness product or a product that injured someone.

Third Party Injuries

A fitness trainer at your gym offers to care for a client's child while a workout commences. The child trips over a carelessly placed dumbbell, injuring breaking their arm.

Property Damage

You have a mobile gym service and have set up at a regular client's home. Unfortunately, throughout the regime, the TRX ropes swing and scratch the client's car.

Faulty Products

You sell your clients some muscle repair creams and ointments. A recent batch from your supplier turns out to be faulty causing burns and rashes on some clients. One client was so badly burned, they had to be hospitalised and had to take time off work.

Get your certificate of insurance in a matter of minutes!

A slipped disc or a ligament tear is all it takes to put your reputation at risk. Whether you need fitness/gym insurance in Australia to attract clients for personal training, secure a Pilates instructor job in Australia, or protect your fitness business, having a certificate of insurance at your fingertips can make all the difference!
‍
With upcover, you can get your certificate of insurance instantly. Even better, you can share it with just one click!

Get INSTANT QUOTE
COMING SOON

Other insurance requirements of a fitness professional?

Equipment insurance

Cyber Liability Insurance

Business package insurance

Personal Accident and Illness Insurance

FAQs

You Ask, We Answer

What fitness occupations are covered under Allied Health Professionals Insurance?

What other kinds of activities are covered for my profession?

upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
‍
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2025 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078