With upcover, protecting your fitness business is as easy as a push-up

A slipped disc here or a ligament tear there is all it takes for your reputation as a fitness professional to take a hit.
‍
With upcover's fitness instructor insurance, you can now conduct your fitness classes or provide diet and fitness-related advice, all at affordable prices!

Whether you're a Pilates instructor in Australia, a yoga teacher, or a personal trainer, having coverage ensures you can focus on what you do best, helping your clients achieve their fitness goals.

WHO WE COVER

It's quick, it's easy, it's upcover

Public and products liability and professional indemnity insurance are available from $280 per year*

*This is based on an NSW business - a non-public company with average annual revenue of $100,000 and looking for an insurance cover of $10m in public liability and products liability and $1m in professional indemnity insurance with the Healthcare Professionals Civil Liability insurance policy. Please note insurance prices may vary for different occupations.

PROTECTS you for

How does this insurance protect fitness professionals?

offers insurance that blends professional indemnity and public liability insurance for personal trainers, offering tailored insurance solutions for gym and fitness professionals at affordable prices. Whether you’re a personal trainer, a Pilates instructor in Australia, or run your own fitness business, we’ve got you covered.

Professional Indemnity Insurance for fitness professionals (Limits up to $10m)

Professional indemnity protects you from claims made against your fitness business in the course of you providing your professional services.

Injuries

A personal trainer lesson leads to an ankle injury as a client gets their foot stuck in the leg extension machine.

Bad advice

An exercise plan built by a sports trainer leads to severe muscle lower back damage for a rugby player.

Negligence

You're a yoga teacher and a client injures their back because you did not ask them if they had any previous injuries before commencing the weekend Vinyasa class.

Public & Products Liability insurance for fitness professionals (Limits up to $20m)

Public liability insurance protects your fitness business against liability if someone gets injured on your premises or while you are providing your services.

Products liability insurance is for claims made against your fitness business for products supplied or sold by you to a third party. This might be a claim arising from a faulty fitness product or a product that injured someone.

Third Party Injuries

A fitness trainer at your gym offers to care for a client's child while a workout commences. The child trips over a carelessly placed dumbbell, injuring breaking their arm.

Property Damage

You have a mobile gym service and have set up at a regular client's home. Unfortunately, throughout the regime, the TRX ropes swing and scratch the client's car.

Faulty Products

You sell your clients some muscle repair creams and ointments. A recent batch from your supplier turns out to be faulty causing burns and rashes on some clients. One client was so badly burned, they had to be hospitalised and had to take time off work.

Get your certificate of insurance in a matter of minutes!

A slipped disc or a ligament tear is all it takes to put your reputation at risk. Whether you need fitness/gym insurance in Australia to attract clients for personal training, secure a Pilates instructor job in Australia, or protect your fitness business, having a certificate of insurance at your fingertips can make all the difference!
‍
With upcover, you can get your certificate of insurance instantly. Even better, you can share it with just one click!

Get INSTANT QUOTE

COMING SOON

Other insurance requirements of a fitness professional?

Equipment insurance

Your fitness business depends as much on having the right equipment as it does on your skills and prowess.Getting your equipment ready is an expensive and time-consuming process. Having done that, you want to ensure it's protected and that your investment remains safe. This is where equipment insurance comes into play.

This insurance protects your equipment - owned, rented or borrowed.

Cyber Liability Insurance

If you have personal or sensitive information of your clients, you might also want to look at cyber liability insurance. Cyber liability insurance provides coverage from losses due to a cyber-attack event and legal protection from claims arising out of a cyber breach.

Business package insurance

Business package insurance is aimed at business owners and is a comprehensive solution that protects owners against some of the main risks in running a business.

Personal Accident and Illness Insurance

Personal accident and illness insurance comes in handy for times you cannot work owing to an injury or illness.

While professional indemnity covers you for mistakes made in a professional capacity, personal accident and illness insurance helps with loss of income for periods you can't work.

FAQs

You Ask, We Answer

What fitness occupations are covered under Allied Health Professionals Insurance?

What other kinds of activities are covered for my profession?

Activities covered for Fitness trainer: (listed alphabetically)

1. Nutritionist and personal trainer
2. Physical fitness service other than as part of the operation of a fitness centre or gymnasium
3. Personal training
‍
Activities covered for Dieticians/nutritionists: (listed alphabetically)

1. Weight loss consulting
2. Weight Reduction Service - Mainly Diet Planning Programs
3. Weight Reduction Service - Mainly Exercise And Fitness Programs

Insurance for Fitness Professionals

upcover offers

Instant Insurance Cover

Acclaimed Claims Service

Market Leading Insurance

Cancel Anytime Insurance

100% Online Process

Instant Proof of Insurance

With upcover, protecting your fitness business is as easy as a push-up

Get the best of both worlds!

It's quick, it's easy, it's upcover

Personal Trainers

Yoga Instructors

Sports Trainers

Pilates Instructors

Dieticians

Other 20+ fitness Professions

Sweat up a storm for the right reasons!