Insurance for Allied Health Professionals

Perfect for disability workers, fitness instructors, yoga practitioners and 300+ other types of wellness occupations

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What it covers

What does insurance for allied health professionals cover?

Our insurance for allied health professionals includes Professional Indemnity, Public Liability and Products Liability.
Public Liability

Public Liability insurance protects you and your health practice against any liability if someone is injured on your premises or while you are providing your services.

Professional Indemnity

Professional Indemnity insurance protects you for claims made against your allied health business in the course of you providing your professional services.

Property Damage

Products Liability insurance protects your allied health care practice against claims  from any products sold or supplied by you to a third party. This might be a claim arising from a faulty product or a product that injured someone else.

Investigation Costs

Investigation Costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your allied health services.

Complimentary Legal Advice

Is one of three Value Added Benefits under this policy. This provides 1 Hour of Complimentary Legal Advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Defamation

Protects you and your allied health practice against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your services.

upcover offers

Instant Insurance Cover

Acclaimed Claims Service

Market Leading Insurance

Cancel Anytime Insurance

100% Online Process

Instant Proof of Insurance

what it means

Protecting allied health professionals in Australia

Tailored for a wide range of allied health professionals in Australia and their teams, upcover offers market-leading allied health assistant insurance. Whether you’re an AHPRA or non-AHPRA regulated professional, a beauty therapist, or a wellness provider, our allied health insurance ensures you have the coverage you need.

With limits of up to $10 million Professional Indemnity and $20 million Public & Products Liability, our insurance for allied health professionals offers peace of mind for those who may not be covered by traditional medical indemnity insurers.

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Why upcover

Why choose upcover for allied health professionals insurance?

upcover’s got your back with allied healthcare professionals insurance!

At upcover we understand the trauma of going through a complaint, responding to a legal proceeding or investigation. The allied health professional insurance we offer aims at working as a safety net to minimise your out-of-pocket expenses, in paying legal bills, responding to or even settling a dispute - so you don’t have to lose focus on running your business, or part with your hard-earned savings.

COVER STARTS FROM
$280.00
per year
Instant Cover
Cancel Anytime
Acclaimed Claims Service
Market Leading Insurance
Instant Proof of Insurance
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who we cover

300+ types of Allied Health Businesses Covered

Select from more than 300 types of health and care based professions
Yoga Teachers
Fitness Instructors
Nurses
Support Workers
Kinesiologist
Physiotherapists
Acupuncturists
Beauticians
Chinese Medicine Practitioners
Therapists & Psychologists
Barbers & Hairdressers
300+ Other Professions
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WHY its important

Why is liability insurance important for health professionals?

Mistakes in the healthcare industry can be costly, putting your reputation, cash flow, and business at financial risk.

Whether you're a personal trainer, a yoga instructor, or a support worker, allegations of injuries or poor advice can derail everything you've built. That’s why allied health liability insurance is essential—it protects you from potential claims and costly lawsuits.

FAQs

Commonly asked by our customers

What is the allied health professionals insurance that upcover offers?

Our insurance for allied health covers a wide range of professionals, including sports trainers, personal trainers, beauty therapists, nurses, yoga teachers, massage therapists, disability support workers, and social workers.

With coverage for over 300+ allied health occupations, we provide allied health assistant insurance at competitive prices so you can get the protection you need in minutes from trusted A-rated insurers.Get a quote here.

What is Public and Products Liability insurance?

Public and Product Liability insurance protects you and your business in case your clients or any other third party sustains an injury and/or causes property damage during the course of your work. Business owners have a duty of care for any third party they interact with as part of their business activities.

By having an adequate level of cover, Public Liability insurance can help you avoid the stress of defending any claim yourself or paying any expensive legal fees so you can resume your business’ day-to-day operations without any hiccups.

What is Professional Indemnity insurance?

Professional Indemnity insurance is designed to protect you and your business from mistakes and breaches that can occur from the provision of your business’ professional services. For example, while working on a project with a client, you make a mistake that results in the client taking legal action against you.

Professional Indemnity insurance can cover your legal costs, as well as any settlements you may need to pay when the unthinkable happens.

What do I need to do to get a quote?

At upcover, we believe in simplicity. Just tell us your occupation, and your revenue and you'll get a price for the insurance in a matter of seconds. You’ll only need to answer a few more questions and you'll get an instant quote for allied health liability insurance in minutes - not days or weeks or months.

Who is upcover's insurance partner?

upcover offers insurance products backed by Professional Risk Underwriting Pty Ltd (ProRisk), Australia’s Underwriting Agency of the Year in 2020.

What is a certificate of currency?

A Certificate of Currency is issued by an insurance company and is something you can use as proof that your existing insurance policy is valid. It contains all the information regarding your policy. You may be asked from time to time to prove your insurance - for loans to your business, for landlords of your premises, or for certain clients you might have. The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.

How can I make a claim?

You can make a claim by filling up this online form here.

Just answer a few simple questions and submit your claims form in minutes.
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
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Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2025 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078