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Insurance for Care & Support workers

Instant insurance care & support professionals. Combines professional indemnity, public liability and products liability insurance

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upcover protects you with insurance that supports you when you need it most

Whether you are a nursing professional or a social worker, your job poses a lot of comfort and support for others - but also a lot of risks - one misstep is sometimes all it takes despite years of training and practice.

With upcover’s insurance plan for support workers, you can continue providing care without worries, knowing you’re covered at affordable prices. Whether you're looking for insurance for disability support workers or independent support workers, we have tailored solutions for your needs.

Get the best of both worlds!

With upcover’s support work insurance plan, you can secure both professional indemnity and public liability insurance for care workers in one affordable combined package—with added benefits, too.
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Select from public and products liability insurance limits of up to $20m and professional indemnity limits of up to $10m.
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who we cover

It's quick, it's easy, it's upcover

With upcover, protecting yourself and your work is as easy as checking who's next on your appointment list.

Public and products liability and professional indemnity insurance are available from $400 per year*
Nursing Professionals
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Social Workers
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Support & Disability Support Workers
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Other 20+ Support & Care based professions
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*This is based on an NSW business - a non-public company with average annual revenue of $100,000 and looking for an insurance cover of $10m in public liability and products liability and $1m in professional indemnity insurance with the Healthcare Professionals Civil Liability insurance policy. Please note insurance prices may vary for different occupations.

Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

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PROTECTS you for

How does this insurance protect care & support professionals?

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice-related complaints.

Our insurance coverage for disability support workers and insurance plans for independent support workers ensures that you’re covered in case of unforeseen claims, so you can focus on what matters most—caring for others.

Professional Indemnity Insurance for care & support professionals (Limits up to $10m)

However qualified, mistakes happen to the best of us.

Professional indemnity insurance protects you from claims made against your caregiver and support services in the course of you providing your professional services.

Injuries

A patient gets agitated and in trying to get the situation under control, you accidentally injure them.

Bad advice

You put the wrong pills in the client's weekly pill organiser causing them to fall sick.

Negligence

A 70-year-old client falls while you were helping them get up from their wheelchair, and you forgot to use the patient lifting equipment on hand.

Public & Products Liability insurance for caregivers and support professionals (Limits up to $20m)

Public liability insurance for caregivers protects your caregiver and support services against liability if someone gets injured on your premises or while you are providing your services.
Products liability insurance is for claims made against your caregiver and support services for products supplied or sold by you to a third party. This might be a claim arising from a faulty beauty product or a product that injured someone.

Third Party Injuries

The guardian of your client trips on your client's walking stick that was carelessly thrown in the grass by you as you assisted in setting up an outdoor activity.

Property Damage

You damage your client's stair lift while providing at home nursing services.

Faulty Products

You sell a bed assist rail that turns out to be defective and injures the client as they fall out of bed and break their hip.

Get your certificate of insurance in a matter of minutes!

Whether you need insurance for support workers, public liability insurance for healthcare professionals, or insurance for independent support workers, having proof of coverage is essential.

With upcover, you can get your certificate of insurance instantly. Even better, you can share it with just one click!

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COMING SOON

Other insurance requirements of a beauty professional?

Equipment insurance

Your fitness business depends as much on having the right equipment as it does on your skills and prowess. Getting your equipment ready is an expensive and time-consuming process. Having done that, you want to ensure it's protected and that your investment remains safe. This is where equipment insurance comes into play.

This insurance protects your equipment - owned, rented or borrowed.

Cyber Liability Insurance

If you have personal or sensitive information of your clients, you might also want to look at cyber liability insurance. Cyber liability insurance provides coverage from losses due to a cyber-attack event and legal protection from claims arising out of a cyber breach.

Business package insurance

Business package insurance is aimed at business owners and is a comprehensive solution that protects owners against some of the main risks in running a business.

Personal Accident and Illness Insurance

Personal accident and illness insurance comes in handy for times you cannot work owing to an injury or illness.  

While professional indemnity covers you for mistakes made in a professional capacity, personal accident and illness insurance helps with loss of income for periods you can't work.
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faqs

You Ask, We Answer

What caregiving or disability support professions are covered under Allied Health Professionals Insurance?

The following occupations are covered under insurance for caregivers & support professionals:

1. Counsellor
2. Disability support worker
3. DoulaNurses (RN, EN, Home Nursing)
4. Social worker
5. Support worker

What other kinds of activities are covered for my profession?

Other activities covered for caregivers: (listed alphabetically)
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1. Disabilities assistance services
2. Disability support
3. Drug rehabilitation counselling services
4. Home/respite care
5. Home support - welfare
6. Home welfare assistance (no accommodation)
7. Welfare counselling service
8. Welfare services for the elderly (no accommodation)
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
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Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2025 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078