Insurance for Beauty Business

Instant insurance for beauty professionals. Combines professional indemnity, public liability and products liability insurance. Tailored business insurance for the beauty industry.

GET INSTANT QUOTE

upcover offers

Instant Insurance Cover

Acclaimed Claims Service

Market Leading Insurance

Cancel Anytime Insurance

100% Online Process

Instant Proof of Insurance

You’ve got it made. Protect it with upcover's beauty business insurance

You've got the midas touch, and you've been honing your beauty therapist skills for years.
‍
With upcover's insurance for beauty business, you can now perform beauty treatments, work on the latest spa treatment, eyebrow shaping technique or give a new bounce to your client's hair with certainty that you have the protection you need, all at affordable prices!

The beauty salon business insurance we offer includes tailored coverage to meet your business needs at affordable prices.

Get the best of both worlds!

With upcover's business insurance for beauty salons, you can now buy both professional indemnity and public and products liability at an affordable combined price - with added benefits too.
‍
Select from public and products liability insurance limits of up to $20m and professional indemnity limits of up to $10m.

Whether you run a full-service beauty salon, a mobile hairdressing business, or a boutique spa, the small beauty business insurance we offer ensures you stay protected.
‍

Get INSTANT QUOTE
WHO WE COVER

It's quick, it's easy, it's upcover

With upcover, protecting yourself and your work is as easy as checking who's next on your appointment list.

Public and products liability and professional indemnity insurance are available from $340 per year*
Beauty therapists & Beauty salons
See More
Hairdressers & Barbers
See More
Eyebrow shaping
See More
Beauty & Makeup service
See More
Cosmetic Tattoo Artists
See More
Other 20+ Beauty Professions
See More
*This is based on an NSW business - a non-public company with average annual revenue of $100,000 and looking for an insurance cover of $10m in public liability and products liability and $1m in professional indemnity insurance with the Healthcare Professionals Civil Liability insurance policy. Please note that some occupations, such as Cosmetic Tattoo Artist insurance prices may start from $490

Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

GET INSTANT QUOTE
PROTECTS you for

How does this insurance protect beauty professionals?

upcover offers insurance that blends professional indemnity and public & product liability insurance, offering you tailored insurance solutions for beauty professionals at affordable prices

Professional Indemnity Insurance for beauty professionals (Limits up to $10m)

However qualified, mistakes happen to the best of us.

‍Professional indemnity protects you from claims made against your beauty business in the course of you providing your professional services.

Injuries

You're a nail technician, and despite following all hygiene protocols, a client develops an allergic reaction due to a contaminated tool. Beauty salon insurance could cover claims arising from such incidents.

Bad advice

As a beauty therapist, you recommend a skincare treatment that unintentionally leaves scarring on a client’s face. The business insurance for beauty industry could help to safeguard against such claims.

Negligence

While performing an eyelash tinting procedure, you accidentally damage a client’s lashes just before their wedding day. Beauty salon business insurance can provide coverage for these situations.

Public & Products Liability insurance for beauty professionals (Limits up to $20m)

Public liability insurance protects your beauty business against liability if someone gets injured on your premises or while you are providing your services.
Products liability insurance is for claims made against your beauty business for products supplied or sold by you to a third party. This might be a claim arising from a faulty beauty product or a product that injured someone.

With upcover’s business insurance for beauty salons, you can focus on what you do best, making your clients look and feel amazing.

Third Party Injuries

A person delivering hair products trips over a plugged-in hairdryer cord at your beauty salon and injures their knee.

Property Damage

Working as a mobile beauty therapist, you accidentally damage a client's floor tiles with some chemicals during a home visit.

Faulty Products

Because of a bad batch of a moisturizer you usually resell, a client buys it from your salon and breaks out in rashes.

Get your certificate of insurance in a matter of minutes!

Whether you need beauty insurance to win clients for your business or to get that hairdresser job, having a certificate of insurance at your fingertips certainly helps!

With upcover, you can get your certificate of insurance instantly. Even better, you can share it with one click!

Get INSTANT QUOTE
COMING SOON

Other insurance requirements of a beauty professional?

Equipment insurance

Cyber Liability Insurance

Business package insurance

Personal Accident and Illness Insurance

Latest Posts

From Our Blog

Stay up to date with our articles for beauty professionals
view more
FAQs

You Ask, We Answer

What beauty occupations are covered under Allied Health Professionals Insurance?

What other kinds of activities are covered under Beauty Salon Business Insurance?

upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
‍
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2025 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078