Insurance for Beauty Therapists and Beauty Salons

Whether a salon owner or working in one, the job of a beautician involves the use of chemicals and cosmetics. This leaves scope for errors and sometimes mistakes happen or things do not go according to plan. If your client holds you responsible, it could put at risk everything you have worked for.
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You may still be required to get insurance even if you are working as a mobile beauty therapist or a part-time beautician. If you're unprotected, you could suffer a devastating financial blow.

While we hope it doesn't happen, beauty therapists can potentially be sued for:
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• Covering medical costs (current and future) for a client that is injured
• Loss of a client's earning capacity when the client is off work
• Additional compensation if the damage to the client is permanent/long-lasting
• Mental trauma, pain and suffering of the client from the injury

You can get covered today with tailored beauty therapist and beauty salon insurance that provides public & products liability insurance limits available up to $20m, and professional indemnity limits available up to $10m.

upcover is an insurtech that works with the oldest insurance markets and global leaders in insurance innovation. All insurance products are underwritten by ProRisk. Our aim at upcover is to make it super easy for small businesses to buy insurance and be well-informed about their choices.

1) Mobile beauty services
2) Hairdressing
3) Manicure/pedicure
4) Laser hair removal specialists
5) Nail technicians 
6) Beauty salon ownersYes, as long as you add these additional activities to your insurance policy. 

Cosmetic injectables (Fillers and botox)
Laser Hair Removal for Fitzpatrick Skin Types 5 and 6

1. Acid or chemical peels up to a strength of 40%
2. Acid or chemical peels up to a strength of 60%
3. Barber Shop Operation
4. Beauty Salon Operation
5. Beauty Therapist - (Non-AHPRA regulated)
6. Body Piercing (excl Genitalia & Tongue)
7. Body Wrapping
8. Calendula Eye Baths
9. Computer Digital Imaging Hair Styling Service
10. Cosmetic Hair Restoration Service
11. Cosmetic Tattoo/Micropigmentation Derma therapy
12. Curative Bath Or Spa Centre Operation
13. Dietician
14. Dieticians
15. Doula
16. Dry Needling
17. Dyathermy
18. Ear Candling
19. Electrical Epilation
20. Electro Collagen Therapy
21. Electro Proration Treatment
22. Electrolysis
23. Epidermal Levelling
24. Epilation Service or Hair removal (except laser)
25. Eyebrow Shaping/Threading/Tinting/Eyelash Extension/Tinting
26. Facials
27. Fat Reduction Laser/Galvanic Gua Sha
28. Hairdressing
29. Hairdressing Service
30. Hairdressing Service - Mobile
31. High Frequency Facial
32. Intense Pulse Light (IPL/VPL)
33. Isolation/Floatation Tanks Operation
34. Laser Hair Removal
35. Laser Tattoo Removal
36. Light/Heat Therapy
37. Make-up Service
38. Makeup/Make-up
39. Manicure / Pedicure / Spa
40. Manicure Service
41. Manicure Service - Mobile
42. Massage Service (Except Clinical Or Therapy Massage Service)
43. Mesotherapy
44. Microcurrent Treatment
45. Microdermabrasion
46. Microsclerotherapy/Micro sclerotherapy
47. Milia Extractions
48. Non-Laser Tattoo Removal
49. Oxygen Therapy
50. Paraffin Wax Treatment
51. Pedicure Service
52. Radio & Ultrasonic Skin Treatments
53. Sauna (including Infrared)
54. Skin Needling
55. Spray Tan
56. Tanning - Excluding Solarium Services
57. Teeth Whitening
58. Therapeutic Massage Service
59. Waxing/Alkaline Hair Removal
60. Weight loss consulting
61. Weight Loss Consulting Service
62. Weight Reduction Service - Mainly Diet Planning Programs
63. Weight Reduction Service - Mainly Exercise And Fitness Programs

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