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Insurance for Dietitians

Instant dietitian insurance that combines professional indemnity, public liability and products liability

Starts from $287 per year

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What is covered under this insurance policy for Dietitians?

Dietitian insurance under the allied health professionals insurance covers dietitians, registered dietitians working from home or online, weight loss consultants and weight reduction service providers and is designed to include both professional indemnity and public and products liability.
Public Liability

Public liability insurance protects you and your dietitian practice against any liability if someone is injured on your premises or while you are providing your food and nutrition related services in Australia.

Professional Indemnity

Professional indemnity insurance protects you for claims made against your dietitian business in the course of providing your professional services in Australia

Third Party Property Damage

Products liability insurance protects you for claims made against your dietitian business for any products sold or supplied by you to a third party in Australia. This might be a claim arising from a faulty product or a product that injured someone else.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your dietitian services.

Defamation

Protects you and your dietitian business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your services.

other benefits

Value added benefits of the dietitian  insurance policy

Contract Review

This entitles you to four contract reviews each year you have your dietitian insurance. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

events covered
Physical Injury

As a dietitian you prepare an eating plan tailored for your client However, it does not produce the intended health benefits and instead leads to serious health complications for their Type 1 Diabetes - leading to serious hypoglycaemic episodes that result in a coma.

Trips, Slips and Falls

A client visiting your diet clinic trips over a carelessly placed mat, hurting their neck.

Negligence

You prescribed a set of nutritional supplements without enquiring about the client’s existing medical conditions leading to a severe reaction.

Error of Judgement

After following your nutrition plan for a few months, a client gets diagnosed with blood pressure issues and blames you for not helping them more carefully manage their diet.

Bad Professional Advice

Your client has some medical conditions and you offer some medical nutrition therapy related advice that is beyond your area of expertise leading to more health complications.

Third Party Damage

While attending a client for a home visit, you reach over their dining table and spill a drink over their laptop. The client has asked you to replace their $6,000 computer as they are a software engineer.

exclusions

What is not covered (exclusions) under the dietitian insurance policy?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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Other occupations covered

Check out some other occupations covered under the Allied Health Professionals insurance policy

Personal Trainers
See More
Yoga Instructors
See More
Sports Trainers
See More
Pilates Instructors
See More
Nutritionist
See More
Other 20+ fitness Professions
See More
how upcover works

How upcover works

To get your instant policy quote, all you need to enter is your occupation as a dietitian and your expected income!

No emails, no name, no personal information!

Get instant proof of insurance instantly

Whether you need to get dietitian insurance to win that client or to conduct some classes at your new personal training gig, having a certificate of insurance at your fingertips certainly helps!
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With upcover, you can get your certificate of insurance instantly. Even better, you can share it with just one click!

The sky’s the limit!

With insurance limits of up to $10m professional indemnity and $20m public and products liability, plus reinstatements, dietitian insurance is the perfect solution for dietitians, weight loss consultants, weight reduction service providers.
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FAQs

You asked, We answer

Why is insurance important for dietitians?

As a dietitian, your role encompasses a range of activities to ensure your clients lead a healthy lifestyle. You assess a client's nutrition intake, offer dietary counselling, prepare personalised meal plans, sometimes offering these services across multiple fields like assisting in patient care, advising on food standards, safety laws, assisting sports trainers, as well as other consultancy work. 

But where there is advice, there is also the scope for error. Wrong or harmful advice or an unsuitable plan may lead to health complications or a worsening of your client's condition. Your client could end up losing more than they wanted or not lose enough! If your client holds you responsible for a mishap, it could put everything you have worked for at risk.

‍Professional Indemnity insurance is included in this insurance in addition to public and products liability insurance.  This protects you and your dietitian business against any advice you give to your clients - whether about a diet plan, supplements, lifestyle changes etc.

What can a dietitian be sued for?

While we hope it doesn't happen, pilates teachers can potentially be sued for:
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1. Covering medical costs (current and future) for a client that is injured
2. Loss of a client's earning capacity when the client is off work
3. Loss of income when the client is off work
4. Additional compensation if the damage to the client is permanent/long-lasting
5. Mental trauma, pain and suffering of the client from the injury.

What limits are available with upcover?

You can get covered today with tailored dietitian insurance that provides public & products liability insurance limits available up to $20m, and professional indemnity limits available up to $10m.

Who is upcover?

upcover is an insurtech that works with the oldest insurance markets and global leaders in insurance innovation. All insurance products are underwritten by ProRisk. Our aim at upcover is to make it super easy for small businesses to buy insurance and be well-informed about their choices.

What occupations are covered under dietitian insurance?

1. Dietitian
2. Weight reduction services - mainly diet planning programs
3. Dietitian service
4. Weight loss consulting service
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
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Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2024 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078