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Insurance for Reiki Practitioners

Instant reiki practitioners insurance that combines professional indemnity, public liability and products liability

Starts from $280 per year

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protects you against

What is covered under this insurance policy for Reiki Healers?

Reiki insurance under the allied health professionals insurance covers reiki healers, reiki practitioners, reiki students and is designed to include both professional indemnity, public liability and products liability insurance.
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The policy is suitable for reiki practitioners working remotely, online, at home, or running their own practice.
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The policy also covers reiki healers that work full time, part time as a student or freelance.
Public Liability

Public liability insurance protects you and your reiki business against any liability if someone is injured on your premises or while you are providing your services.

Professional Indemnity

Professional indemnity insurance protects you for claims made against your reiki business in the course of providing your in Australia.

Third Party Property Damage

Products liability insurance protects you for claims made against your reiki business for any products sold or supplied by you to a third party.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your reiki business

Defamation

Protects you and your reiki business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your services.

other benefits

Value added benefits of the speech pathology insurance policy

Contract Review

This entitles you to four contract reviews each year you have your reiki practitioner insurance policy. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

events covered
Physical Injury

A client is taking chakra cleansing sessions and after a month experiences depression, anxiety, suicidal thoughts. They blame your treatment for causing them mental distress by throwing their chakras into imbalance.

Trips, Slips and Falls

While walking down the stairs leading to your office, a client falls and gets seriously injured. It's found out the stairs were slippery and hadn't been safe enough and you're held liable.

Negligence

You promise to work with a clients energies to help them in their battle with cancer, and convince them to stop medical treatment of radiotherapy and chemotherapy. The client loses their battle with cancer and their spouse sues you if not for your bad advice, their spouse would have won their battle with cancer.

Error of Judgement

A client alleges the reiki sessions they had with you have made their depression and anxiety levels shoot up and have imbalanced their chakras.

Bad Professional Advice

Your client says the reiki session they had with you over a period of six months and have not paid for one session. They owe you $3,000 however argue that they will not pay as your services did not help them, or provide them with the healing or balance that you promised.

Third Party Damage

A table breaks in your office because of the huge load of books on it, putting a huge dent on the floor.

exclusions

What is not covered (exclusions) under reiki healer insurance policy?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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Other occupations covered

Check out some other occupations covered under the Allied Health Professionals insurance policy

Occupational therapist
See More
Massage therapist
See More
Speech Pathologist
See More
Counselling therapist
See More
Physiotherapist
See More
Other 20+ fitness Professions
See More
how upcover works

How upcover works

To get your instant quote, all you need to enter is your occupation as a reiki healer and your expected income! No emails, no name, no personal information!

Get instant proof of insurance instantly

Whether you need to get reiki practitioners insurance to win that client or to get a job with an institution, having a certificate of insurance at your fingertips certainly helps!

With upcover, you can get your certificate of insurance instantly. Even better, you can share it with just one click!

The sky’s the limit!

With insurance limits of up to $10m professional indemnity and $20m public and products liability, plus reinstatements, reiki practitioners insurance is the perfect solution for reiki healers, reiki practitioners and reiki teachers.
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FAQs

You asked, We answer

Why is reiki healer insurance important?

Reiki is a form of alternate therapy used to heal people using energy. Reiki healers help increase a person’s natural healing ability and enhance wellbeing.
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While a reiki practitioner may be exceptionally good and work with the best of intentions, sometimes things don’t go according to plan. If a client accuses you of throwing their chakras into imbalance or making them vulnerable to negative energies, you may be looking at a potential complaint or lawsuit  not to mention the loss to your reputation and practice.

What can a reiki practitioner be sued for?

While we hope it doesn't happen, reiki healer can potentially be sued for:
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1. Covering medical costs (current and future) for a client that is injured
2. Loss of a client's earning capacity when the client is off work
3. Additional compensation if the damage to the client is permanent/long-lasting
4. Mental trauma, pain and suffering of the client from the injury.

What limits are available with upcover?

You can get covered today with tailored reiki healer insurance that provides public & products liability insurance limits available up to $20m, and professional indemnity limits available up to $10m.

Who is upcover?

upcover is an insurtech that works with the oldest insurance markets and global leaders in insurance innovation. All insurance products are underwritten by ProRisk. Our aim at upcover is to make it super easy for small businesses to buy insurance and be well-informed about their choices.

What occupations are covered under reiki practitioner insurance?

1. Reiki practitioners
2. Meditation
3. Transcendental meditation service
4. Feng Shue
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance offered on upcover.com is underwritten by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re, not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
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Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2024 upcover Pty Ltd ABN 17 628 197 437, CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078