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Australia's fastest insurance for businesses, startups & scaleups
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Shop by your business type
Whether you are a sole trader or small business owner, startup founder or an enterprise that has global presence, upcover's platform give you access to tailored insurance that scales as your business scales
Business and Sole Traders
Cover for over 1000 industries types and activities:
Disability, Support & Care
Beauty, Therapy and Fitness
Professional Services
Hospitality
Tech Startups and Enterprises
Perfect if you are a tech enabled business and after:
IT & Professional Indemnity
Cyber Liability
Directors & Officers
Employment Practices Liability
Motor & Fleet Insurance for Businesses
For contractors and business owners using vehicles for work:
1 or many vehicles
Loss or damage to vehicle
Damage to 3rd party property
Replacement car hire
Business insurance as a partner or affiliate
Add additional revenue stream or make your customers sticky:
30+ insurance partners
Embedded business insurance
Whitelabelling
Insurance APIs
upcover is trusted by business owners and insurers alike
60,000+
Businesses
4.9/5
Customer Rating
40+
Insurance Partners
Customise by industry
Secure your startup from day one
Embarking on your entrepreneurial journey? upcover offers fast, founder-friendly insurance solutions to protect against unforeseen challenges, lease obligations, and contractual requirements.
Instill confidence in your stakeholders
Ensure your investors, board members, and leadership are safeguarded during fundraising rounds with comprehensive insurance coverage, facilitating smooth and compliant capital raises.
Simplify compliance with expert support
Navigate the complexities of contractual insurance obligations with ease. upcover assists in securing the coverage to satisfy requirements from landlords, investors, and partners, eliminating guesswork
Protect your team during transitions
As your team evolves, safeguard against employment-related claims. upcover provides expert-designed coverage to protect your company during hiring phases, layoffs, or leadership changes.
Experience seamless transitions with upcover
Looking for better support and smarter coverage? upcover makes switching brokers effortless, offering tailored solutions that align with the dynamic needs of high-growth companies.
Data Breach & Identity Risks
upcover's insurance partners can provide coverage for breach response services, customer notifications, and identity risk mitigation following a cyber event.
Forensic & Legal Support
Policies arranged through upcover may include access to forensic specialists, legal advisors, and technical consultants to assist with investigating covered incidents.
System Downtime & Business Disruption
Cyber insurance through upcover's platform can offer financial protection against certain business interruptions caused by unauthorised access or system failures.
Cybercrime & Social Engineering
Coverage options arranged by upcover may include protection against cybercrime events such as invoice manipulation, social engineering, and funds transfer fraud.
Ransomware & Crisis Management
upcover's platform can offer access to insurance that includes ransomware response support, data restoration services, and crisis PR to help manage reputational impact.
Unlocking Partner Growth
Embedded or APIs
Seamlessly integrate business insurance from upcover into your platform to enhance your offering, generate new revenue, and ensure your customers get the coverage they need.
Seamless, low code integration with pre-filling of fields to tailor experience to your customers
Get In TouchSeamless, low code integration with pre-filling of fields to tailor experience to your customers
Monetisation
Does an audience of small business owners visit your website and social media pages?
Our affiliate program enables you to monetize your online presence by offering customers small business insurance that works. No insurance license necessary.
Book a CallOur affiliate program enables you to monetize your online presence by offering customers small business insurance that works. No insurance license necessary.
Compliance Automation
You hire vendors and contractors and want to make sure your insurance requirements are being met.
Manage your contractors’ COIs using upcover live COI checking toolfor property managers, event vendors, construction companies or gig economy platforms.
Speak with a SpecialistManage your contractors’ COIs using upcover live COI checking toolfor property managers, event vendors, construction companies or gig economy platforms.
Our Partners
Commonly asked questions by our customers
Who is upcover?
upcover Pty Ltd is a Corporate Authorised Representative of Experience Insurance Services Pty Ltd. We work with over 40 underwriters in the market to digitise access to business insurance products.
upcover arranges insurance products with insurers and underwriters, and does not compare all general insurers or insurance products available in the market.
upcover arranges insurance products with insurers and underwriters, and does not compare all general insurers or insurance products available in the market.
What do I need to do to get a quote?
At upcover, we believe in simplicity. Just tell us your occupation, and your revenue and you’ll get a price for the insurance in a matter of seconds. You’ll only need to answer a few more questions and you'll get an instant quote in a minutes - not days or weeks or months for your insurance for business in Australia.
What is a Certificate of Currency?
A Certificate of Currency is issued by an insurance company and is something you can use as proof that your existing insurance policy is valid. It contains all the information regarding your policy. You may be asked from time to time to prove your insurance - for loans to your business, for landlords of your premises, or for certain clients you might have.
The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.
The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.
How can I make a claim?
You can make a claim by filling up this online form here.
Just answer a few simple questions and submit your claims form in minutes.
Just answer a few simple questions and submit your claims form in minutes.
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